Our areas of Practice
Our team of dedicated of dedicated professional are experts in a wide range of practice areas. Whether you’re an individual or a business, we have the experience and results-driven mindset that you need on your side.
Commercial Insurance
Hull & Associates knows what a challenge it is to develop and grow a business. We also know there are risks businesses encounter every day that can threaten the strength, stability and ultimate ability to continue to successfully operate. To help you mitigate your company’s exposure to lost, we leverage our considerable experience and expertise to design a coverage plan specifically designed to protect your business.
A sample of our commercial lines include:
Business Property
General Liability
Umbrellas
Commercial Auto
Contractors Equipment
Workers’ Compensation
Bonds
Cyber Security & Privacy Coverage
Professional Liability
Many More Types Of Coverage
In addition to the products we offer, we provide consultative support to help your company strengthen safety and loss control programs and take other steps to reduce your total cost of risk. We serve a wide range of commercial insurance clients including restaurants, hotels and motels, contractors, manufacturing, apartments, and rental dwellings along with many other types of businesses. With market access to national and international markets, there are few types of businesses we cannot insure.
Personal Insurance
At a time when personal insurance is often sold and serviced as a commodity product, it is important to understand that not all insurance coverage is the same and all agencies are not equal in their capabilities and ability to provide families with the insurance protection needed. At Hull & Associates, we exercise great care in evaluating your needs and make recommendations as to the insurance coverage that provides the best protection based on your situation. As a professional independent insurance agency, we represent many of the nation’s leading insurance carriers enabling us to shop the marketplace for you to secure the best value. In the world of insurance, the key is not which policy is cheapest but which policy provides the best coverage, at the best price, from the best insurance carriers, to create real value. Listed below is a sample of the types of personal insurance we offer:
Homeowner
Vacation Homes
Automobiles
Motocycles
Boat/Yacht
Collectibles, Jewlery, Art, Silver
Recreational Vehicles and Equipment
Personal Umbrellas /Excess Liability
Flood Insurance
Specialty Insurance
Hull & Associates is a leading provider of insurance and risk management products and services for habitational properties, hotels and motels. With our unique specialty product, competitive pricing through financially strong insurance partners, and exceptional customer service, clients and brokers have entrusted their hotel customers to the agency.
Hull & Associates pays attention to detail, excels at doing work right the first time, and has a strong commitment to provide the support needed to help members of the hotel and motel industry protect their businesses and contain their total cost of risk. As specialists in the hotel industry, our team of underwriters understands the unique challenges and requirements of the industry and has structured comprehensive policies and services to meet those needs.
The intent of our program is to provide effective underwriting, loss control, and claims services to maintain profitability for insurance partners and a strong program for clients. This is accomplished through effective and consistent implementation of underwriting guidelines and principles. Most importantly, with the participation of preferred hotel customers, Hull & Associates delivers real value to the group that assures the best rates, service and coverage over the long-term.
Life Insurance
Life insurance forms the cornerstone of financial security for families as they move through the various stages of life. Through trusted strategic relationships with premier providers of life insurance, we are able to offer a range of products and services to meet your specific needs including:
Life Insurance
Annuities
Disability Insurance
Consulting
Through the years Hull & Associates has developed considerable experience and expertise in the world of insurance and risk management. To be clear, in a time where insurance can be delivered via an app as a commodity product, there is no substitute for the knowledge and experience an independent insurance professional can provide to clients.
Depending on the needs of the client, insurance and risk management can be a complex process where the analysis and assesment of risk is vital in understanding the client’s exposure to risk. The insurance professionals at Hull & Associates are able to develop a coordinated and effective insurance plan to mitigate and contatin the risk a family or business may encounter. In short, we protect your financial well-being and provide peace of mind to those we serve. We encourage you to call us or e-mail us if you have any questions or need asstiance with your personal or business insurance plan.
Expertise
Experience
Excellence
At a time when some people see insurance as a commodity product delivered by an alphabet soup of apps, it is important to understand that insurance and risk management is a much more challenging endeavor. In reality, it requires deep expertise and experience to help clients navigate the complex world of insurance and risk management successfully.
Alogorithms and decision models simply cannot address the holistic insurance needs of most clients as effectively as a professional independent insurance agency. As an independent insurance agency, we represent an array of insurance companies and brokers enabling us to shop the marketplace to find the right insurance solutions for you at competetive prices. We only do business with insurance organizations who are financially sound and who share our commitment to doing business the right way.
As you do business with us, you will always have access to our friendly and competent staff who are located right here in Tuscaloosa. You don’t have to worry about sharing your sensitive financial and personal information over the phone with a customer service representative based outside of the United States. You can also rest assured your information and data is protected.
In the event you need to file a claim, we act as your advocate to make sure your claim is resolved quickly and fairly. Importantly, our first allegiance is to our clients which may not always be the case with direct writers of insurance or the latest app based insurtech company.
Hull Insurance & Associates has been serving clients in Tuscaloosa and across the Southeast since the 1990’s with integrity, intelligence and a strong commitment to excellence in all that we do. The bottom line is that our people make all the difference for our clients. We invite you to contact us to learn more about how we can meet your insurance and risk management needs.
Schedule a meeting with our agency
When you’re ready to learn more about how we may serve you or your business, contact us so we may schedule a meeting to address your needs.
